Thursday, May 21, 2009
Phoenix Mediation
Alona M. Gottfried has just launched a new Mediation website at AZMediator.com. Mediation is a great option to settling disputes outside of the courtroom. Go to AZ Mediator.com to find out more about mediation in your area.
Wednesday, May 20, 2009
Where to get help to buy a home?
What does Buying a home does require:
* knowledge of industry terminology and protocol
* industry knowledge of the home buying process
* awareness of the down payment assistance programs in your area
* understanding the many first time home buyer programs available
* typically good credit history and credit scores that are above 600
* must being employed receiving some proof of income for the last two years
* have some money set aside for closing costs and down payment
* knowledge of real estate mortgage loan programs
Get Home Buyer Help
Down Payment Assistance Information
* knowledge of industry terminology and protocol
* industry knowledge of the home buying process
* awareness of the down payment assistance programs in your area
* understanding the many first time home buyer programs available
* typically good credit history and credit scores that are above 600
* must being employed receiving some proof of income for the last two years
* have some money set aside for closing costs and down payment
* knowledge of real estate mortgage loan programs
Get Home Buyer Help
Down Payment Assistance Information
Thursday, May 14, 2009
Bridge Loans From FHA - $8000
FHA first time home buyer mortgages will soon be a lot better for home buyers and first time home buyers. Hud and FHA plan on giving buyers an $8000 bridge loan that they can use now to buy a home rather than wait to get their refunds. Not all of the details have been outlined yet.
FHA tax credit program
FHA tax credit program
Wednesday, May 6, 2009
How to Make Better Financial Decisions about Credit and Mortgages
The more you understand about your credit history, the better mortgage rate you will get. It is important that you understand your credit as well as your credit scores. There is more than one type of mortgage. Your fico score will dictate what programs you will be eligible for. In most cases, the higher your fico score is, the better interest rate you will get.
Different Types of Mortgage Programs For First Time Home Buyers.
* Locking in the best interest rate for a mortgage
* First Time Home Loan Buyer Programs
* Down Payment Assistance or DPA
* HomePath Mortgage Program
* FHA loans, great for first time home buyers and buyers with low credit scores
Most Consumers Want to Know the Following about Credit Scores
* How to improve your fico score
* What factors impact your credit score
* How to recover from bankruptcy or foreclosure
* Credit Restoration
For more information about credit scores talk to your mortgage professional.
Different Types of Mortgage Programs For First Time Home Buyers.
* Locking in the best interest rate for a mortgage
* First Time Home Loan Buyer Programs
* Down Payment Assistance or DPA
* HomePath Mortgage Program
* FHA loans, great for first time home buyers and buyers with low credit scores
Most Consumers Want to Know the Following about Credit Scores
* How to improve your fico score
* What factors impact your credit score
* How to recover from bankruptcy or foreclosure
* Credit Restoration
For more information about credit scores talk to your mortgage professional.
Friday, May 1, 2009
8000 tax credit
You can now take advantage of the 2009 American Recovery and Reinvestment Act of 2009. You can now get a $8000 tax credit just for buying a new home. That's dollar for dollar against your federal income tax returns. You must be a first time home buyer to be able to qualify for the program. The home you buy must be your primary residence as well. The home you buy must be from someone that is not related to you.
$8000 tax credit information
$10,000 California Tax Credit
$8000 tax credit information
$10,000 California Tax Credit
Difference Between a Tax Credit and a Tax Deduction
Housing Tax credits are a decrease in the amount of Federal Income Tax that you owe that is based on your tax bracket. This tax credit is available for first time home buyers. A tax credit is a dollar for dollar decrease in the amount of tax that you owe. Obama's 8000 tax credit is dollar for dollar off of your personal income taxes.
A tax deduction will reduce the amount of your income that is taxable by the IRS or the state. It is not dollar for dollar like a tax credit.
Tax Credit Information
Pennsylvania Tax Credit
A tax deduction will reduce the amount of your income that is taxable by the IRS or the state. It is not dollar for dollar like a tax credit.
Tax Credit Information
Pennsylvania Tax Credit
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