BMW Mesa

I am very picky about where my BMW in Arizona is serviced. My BMW factory warranty is over and I don't want to go to the dealer for servicing my BMW. I highly recommend taking your BMW to Babbitt Motor Werks. They have been in business for over 20 years and I always feel that they take care of me while providing excellent service.

I have been using them for over 15 years and am always satisfied.

Phoenix Mediation

If you are looking for a mediator in Phoenix Arizona visit AZMediator.com

LBPS - Lender Business Process Services

LBPS are probably the worst mortgage servicer that I have ever had. The sent me a letter about financial hardship even though my payment is current. What a bunch of fucking assholes. Thanks for giving me a scare. I thought maybe I had forgot to make a payment and had a late. You guys should get your shit together. I hope that Lender Business Process Services transfers my loan so I don't have to fucking deal with their shit anymore.

Phoenix Mediation

Alona M. Gottfried has just launched a new Mediation website at AZMediator.com. Mediation is a great option to settling disputes outside of the courtroom. Go to AZ Mediator.com to find out more about mediation in your area.

Where to get help to buy a home?

What does Buying a home does require:

* knowledge of industry terminology and protocol
* industry knowledge of the home buying process
* awareness of the down payment assistance programs in your area
* understanding the many first time home buyer programs available
* typically good credit history and credit scores that are above 600
* must being employed receiving some proof of income for the last two years
* have some money set aside for closing costs and down payment
* knowledge of real estate mortgage loan programs

Get Home Buyer Help

Down Payment Assistance Information

Bridge Loans From FHA - $8000

FHA first time home buyer mortgages will soon be a lot better for home buyers and first time home buyers. Hud and FHA plan on giving buyers an $8000 bridge loan that they can use now to buy a home rather than wait to get their refunds. Not all of the details have been outlined yet.

FHA tax credit program

How to Make Better Financial Decisions about Credit and Mortgages

The more you understand about your credit history, the better mortgage rate you will get. It is important that you understand your credit as well as your credit scores. There is more than one type of mortgage. Your fico score will dictate what programs you will be eligible for. In most cases, the higher your fico score is, the better interest rate you will get.

Different Types of Mortgage Programs For First Time Home Buyers.

* Locking in the best interest rate for a mortgage
* First Time Home Loan Buyer Programs
* Down Payment Assistance or DPA
* HomePath Mortgage Program
* FHA loans, great for first time home buyers and buyers with low credit scores

Most Consumers Want to Know the Following about Credit Scores

* How to improve your fico score
* What factors impact your credit score
* How to recover from bankruptcy or foreclosure
* Credit Restoration

For more information about credit scores talk to your mortgage professional.