Friday, July 18, 2008

What is a Fraud Alert?

What is a Fraud Alert? A fraud alert is a way to alert the credit bureaus that you have had a case of identity theft. If you want to open new credit after the fraud alert has been implemented, you will be called by the credit bureaus to make sure that it is valid. It makes it tough for a thief to open a new credit account because you will get called first before they can do anything. If you suspect that an identity thief has gotten a hold of your information you need only call one of the three credit bureaus to activate it across all three credit repositories.

Call the credit bureaus to active a fraud alert on your credit report

The Equifax fraud line is 1-800-525-6285

The Experian fraud line is 1-800-397-3724

The Transunion fraud line is 1-800-680-7289

Remember that you only need to call one.

I need information about credit reports



1 comment:

Anonymous said...

A fraud alert is a notation that consumers can place on their credit report if they suspect they have been a victim of identity theft.
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